Terms and Conditions

Please read these Terms and Conditions carefully; they impose legal obligations on you. By using the Services, you are acknowledging that you have read and understood these Terms of Service and agree to be legally bound by them.

By accessing the Website, clicking the "I Accept" button or check box presented with the Privacy Policy and/or Terms of Service or submitting personal information through the Website, you agree to the terms of the Privacy Policy & Terms of Service with the same legal force and effect as a written contract with your written signature and acknowledge that your use of the Website, including your submission of personal information through the Website to be used by Kgnai & KGNCO and/or its affiliates, and the Services is subject to the terms and conditions hereof. You further agree that you shall not challenge the validity, enforceability or admissibility of the terms of this Privacy Policy & Terms of Service on the grounds that it was electronically transmitted or authorized. In addition, you acknowledge that you have had the opportunity to print the terms. If you are accepting this Privacy Policy & Terms of Service for an entity, such as the company you work for, you represent to us that you have the legal authority to bind that entity.

DEFINITIONS

The following terms shall have the following meaning:

• User means a person that has registered to obtain our Services;
• Services mean those of the services provided by Kgnai & KGNCO and selected by the User;
• The Website means Kgnai.com and its alias.

PROVISION OF SERVICES

1. Kgnai & KGNCO shall make commercially reasonable efforts to make the Services always available to the User and shall restore the Services as soon as reasonably possible in the event of any interruption. Kgnai & KGNCO shall not be liable for any failure to provide the Services.

2. Kgnai & KGNCO does not warrant that the Services or the Information will be error-free or uninterrupted.

DATA COLLECTION AND USE

We collect your personal information (such as name, email, and payment details) and usage data to provide and improve the Services, support your account, and for internal analytics and marketing purposes. We do not sell or rent your personal data to any third parties. For full details, please read our Privacy Policy.

PERSONAL AND COMMERCIAL USE OF INFORMATION

1. Personal use of information

The User is permitted to store, manipulate, and analyze the Kgnai & KGNCO Information and use the Services for the User’s private use. Under no circumstances shall the Personal usage Subscriber sell, resell, retransmit, redistribute, display, provide, or grant access to any Kgnai & KGNCO Information or the Services in its original form or repackaged to anyone with a standard subscription.

2. Commercial use of information

Personal usage Subscribers are individuals who receive stock market data for personal, non-commercial purposes only and are not classified as Commercial usage Subscribers.

Corporations, limited liability companies, trusts, joint ventures, partnerships (both limited and general), unincorporated organizations, and similar entities and parties acting on their behalf are not eligible to be considered Personal usage Subscribers.

Commercial subscribers can be granted permission to sell, resell, retransmit, redistribute, display, provide, or grant access to any Kgnai & KGNCO Information or the Services in a repackaged form upon prior written approval from the representatives of Kgnai & KGNCO.

If you’re unsure whether your situation qualifies as commercial usage or personal usage, please contact info@Kgnai & KGNCO.com.

NO WARRANTIES

Kgnai & KGNCO would like to remind you that our service DOES NOT provide any financial service nor anything related to finance and is a statistical data testing service. Kgnai & KGNCO would like to remind you that the data contained in this website is not necessarily real-time nor accurate. All data are statistical and ai testing of data provided by third parties and are indicative and not appropriate for trading purposes. Therefore Kgnai & KGNCO doesn’t bear any responsibility for any trading losses you might incur as a result of using this data.

Kgnai & KGNCO or anyone involved with Kgnai & KGNCO will not accept any liability for loss or damage as a result of reliance on the information including data, quotes, charts, and buy/sell signals contained within this website. Please be fully informed regarding the risks and costs associated with trading the financial markets, it is one of the riskiest investment forms possible.

Kgnai & KGNCO does not give any warranties (including, without limitation, as to merchantability or fitness for a particular purpose or use). Without limitation to this clause, Kgnai & KGNCO does not warrant that access to the Website will not expose the User to viruses or other harmful items and no assurance can be given that the Website or any linked website will not harm or cause loss to the User, or the User’s computer or network. This Website contains information, including, without limitation, statements and statistics that have been obtained from sources believed to be reliable but are not guaranteed as to accuracy or completeness. References to any specific securities or investment advice of any kind do not constitute an offer to buy or sell securities and are not intended to constitute investment advice of any kind. The past performance of an investment or investment strategy cannot guarantee its future performance

AI-Generated Content Disclaimer

The content, predictions, or rankings provided by KGNAI are generated using artificial intelligence models and statistical simulations. While these tools aim to enhance decision-making, users must understand that AI outputs may contain errors, biases, or inaccuracies due to limitations in data, modeling assumptions, or external market conditions. These outputs should not be treated as guaranteed facts or advice, and human discretion is always recommended.

Regulatory Compliance Disclaimer

KGNAI and its parent company KGNCO are not registered as a financial advisor, investment advisor, research analyst, portfolio manager, broker, dealer, or any other regulated entity under the financial regulatory frameworks of any jurisdiction, including but not limited to:

• SEBI – Securities and Exchange Board of India
• SEC – U.S. Securities and Exchange Commission
• AMF – Autorité des Marchés Financiers (France)
• BaFin – Federal Financial Supervisory Authority (Germany)
• CSRC – China Securities Regulatory Commission
• FCA – Financial Conduct Authority (United Kingdom)

The content, data, rankings, signals, statistics, or analytical tools available on this website are provided solely for educational, informational, and scientific research purposes. They do not constitute investment advice, financial recommendations, portfolio guidance, or any solicitation to buy, sell, or hold securities, derivatives, crypto-assets, or other financial instruments.

No content on this website should be interpreted as personalized advice suited to your individual financial situation or risk profile. Users must understand that all investment decisions involve risk, and past performance of any asset, model, or indicator does not guarantee future results.

KGNAI and KGNCO strongly recommend that all users consult with a locally licensed, qualified financial advisor or wealth manager before making any trading or investment decisions. By using this website, you acknowledge and agree that you are solely responsible for any decisions made using the information provided, and that you do so at your own risk.

ACCESS TO THE SERVICES

• The User shall have a username, password (specified by the User) that enables the User to access the Services.
• The User is responsible for maintaining the confidentiality of the username and password and is not entitled to disclose the username or password to any other person.
• Our subscription is monthly based and the User has no long-term obligations here. The User can cancel subscription anytime, the minimum period of commitment is one month.

USE OF PERSONAL INFORMATION

1. If the User is an individual, Kgnai & KGNCO and its agents are authorized to collect information about the User. This information may be used for enabling access to the Services, statistical analysis, research and marketing purposes.

2. The User can request access to and correction of any personal information held by Kgnai & KGNCO about the User. Any such request must be in writing and Kgnai & KGNCO, at its discretion, may charge for any costs reasonably incurred in responding to such a request.

User Responsibility

Users are solely responsible for how they interpret and act upon any data, signals, or rankings shown on KGNAI.com. You acknowledge that all investment or trading decisions are made entirely at your own discretion and risk. KGNAI and KGNCO shall not be liable for any financial or legal outcome resulting from such actions.

TERMINATION

Without prejudice to any other rights, Kgnai & KGNCO may without notice terminate its contract with the User immediately if the User fails to comply with any of these terms and conditions, or if Kgnai & KGNCO ceases to supply any Services. Customers wishing to cancel subscription-based services can cancel it anytime.

REFUNDS

Kgnai & KGNCO does not allow refunds or exchanges on any of its products or subscriptions. All sales are final.

EXCLUSION OF LIABILITY

To the maximum extent permitted by law, Kgnai & KGNCO excludes all and any liability to the User arising out of the contract between Kgnai & KGNCO and the User. Notwithstanding and without limiting any provision of these terms and conditions, any claim brought by the User against Kgnai & KGNCO must be served within one year following the date on which the cause of action accrued.

INDEMNITY

The User indemnifies Kgnai & KGNCO against all and any losses, costs (including legal costs on a solicitor-client basis), expenses and damages, whether direct or indirect, arising from or in connection with a claim by a third party against Kgnai & KGNCO relating to Services obtained by the User.UNDER NO CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO NEGLIGENCE, SHALL KGNAI & KGNCO, ITS AFFILIATED ENTITIES, ITS SUPPLIERS AND ITS THIRD PARTY AGENTS BE LIABLE TO YOU FOR DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES EVEN IF A KGNAI & KGNCO AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED SPECIFICALLY OF THE POSSIBILITY OF SUCH DAMAGES, ARISING FROM USE OF OR INABILITY TO USE THE SERVICE OR ANY PROVISION OF THE TERMS, SUCH AS, BUT NOT LIMITED TO, LOSS OF REVENUE OR ANTICIPATED PROFITS OR LOST BUSINESS. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages. In no event shall Kgnai & KGNCO, its affiliated entities, its suppliers, or its third party agents total liability to you for all damages, losses, and causes and action (whether in contract or tort, including but not limited to negligence) exceed the amount paid by you, if any, for accessing this site.

You agree, at your own expense, to indemnify, defend and hold harmless Kgnai & KGNCO, its employees, representatives, Suppliers, affiliated entities, assigns, agents, including third party agents, by a third party, to the extent that such claim, suit, action or other proceeding brought against Kgnai & KGNCO, its employees, representatives, Suppliers, and agents is based on or arises in connection with the Service, including but not limited to your use or someone using your computer's use of the Service; a violation of the terms by you or anyone using your computer; a claim that any use of the Service by you or someone using your computer infringes any Intellectual Property Right (as herein defined) of any third party, or any right of personality or publicity, is libelous or defamatory, or otherwise results in injury or damage to any third party; any deletions, additions, insertions, or alterations to, or any unauthorized use of, the Service by you or someone using your computer; any misrepresentation or breach of representation or warranty made by you contained herein; or any breach of any covenant or agreement to be performed by you hereunder. You agree to pay any and all costs, damages, and expenses, including, but not limited to, reasonable attorneys' fees and costs awarded against or otherwise incurred by or in connection with or arising from any such claim, suit, action or proceeding attributable to any such claim.

ASSIGNMENT

The User may not assign its rights under the contract between Kgnai & KGNCO and the User.

SEVERABILITY

If any provision of these terms and conditions is found to be invalid or unenforceable to any extent, the remainder of the terms and conditions shall not be affected and shall remain enforceable to the greatest extent permitted by law.

AMENDMENTS

Kgnai & KGNCO reserves the right to alter these terms and conditions at any time. Kgnai & KGNCO will endeavor to provide reasonable notice to the User of any variation by posting the new terms and conditions on the Website and by email to the User at the last postal address, facsimile number or email address which the User has notified to Kgnai & KGNCO.

Subscription and Billing

Kgnai.com offers monthly subscription access to AI-generated analytics. Payments are processed securely via integrated gateways. Users may cancel any time. All charges are non-refundable unless required by law. It is the user's responsibility to cancel before renewal if they do not wish to be charged again.

COPYRIGHT

All Information available through "Kgnai.com" is the property of Kgnai & KGNCO or its Information Providers and is protected by copyright and intellectual property laws. All rights reserved.

You may not reproduce, retransmit, disseminate, sell, publish, broadcast, nor shall the Information be used in connection with creating, promoting, trading, marketing Investment Products without the express written consent of Kgnai & KGNCO or its Information Providers. You are entitled to use the Information it contains for your private, non-commercial use only.

Intellectual Property

The Service, including but not limited to text, content, photographs, video, audio, and graphics is protected by copyrights, trademarks, service marks, international treaties, and/or other proprietary rights and laws of many countries. The Service is also protected as a collective work or compilation under many countries copyright and other laws and treaties. All individual articles, columns, and other elements making up the Service are also copyrighted works. You agree to abide by all additional copyright notices or restrictions contained in the Service.

RESTRICTIONS ON USE

You may not use the Service for any illegal purpose or in any manner inconsistent with the terms. You agree to use the Service solely for your own noncommercial use and benefit, and not for resale or other transfer or disposition to, or use by or for the benefit of, any other person or entity. You agree not to use, transfer, distribute, or dispose of any information contained in the Service in any manner that could compete with the business of Kgnai & KGNCO. You acknowledge that the Service has been developed, compiled, prepared, revised, selected and arranged by Kgnai & KGNCO and others (including certain other information sources) through the application of methods and standards of judgment developed and applied through the expenditure of substantial time, effort and money and constitutes valuable intellectual property and trade secrets of Kgnai & KGNCO and such others. You agree to protect the proprietary rights of Kgnai & KGNCO and all others having rights in the Service during and after the term of this agreement and to comply with all reasonable written requests made by Kgnai & KGNCO or its suppliers of content, equipment or otherwise ("Suppliers") to protect their and others' contractual, statutory and common law rights in the Service. You agree to notify Kgnai & KGNCO in writing promptly upon becoming aware of any unauthorized access or use of the Service by any party or of any claim that the Service infringes upon any copyright, trademark, or other contractual, statutory or common law rights.

FURTHER RESTRICTIONS ON USE

You may not copy, reproduce, recompile, decompile, reverse engineer, distribute, publish, display, modify, transmit, or in any way exploit any part of the Service, except that you may download or make one print copy of this Service for your own personal, non-commercial use, provided that all copyright and other proprietary notices are retained. The analysis and data included in Kgnai & KGNCO.com may not be recirculated, redistributed or published without prior written consent from Kgnai & KGNCO. Modification of the Service's content is a violation of Kgnai & KGNCO copyright. No part of this Service may be offered for sale or distributed.

LICENSE

You acquire absolutely no rights or licenses in or to the Service and materials contained therein other than the limited right to utilize the Service in accordance with the terms. Should you choose to download content from the Service, you must do so in accordance with the terms. Such download is licensed to you by Kgnai & KGNCO only for your own personal, noncommercial use in accordance with the terms and does not transfer any other rights to you.

RIGHTS RESERVED

All present and future rights in and to trade secrets, patents, copyrights, trademarks, service marks, know-how and other proprietary rights of any type under the laws of any governmental authority, domestic or foreign, including rights in and to all applications and registrations relating to the Service (the "Intellectual Property Rights") shall, as between you and Kgnai & KGNCO, at all times be and remain the sole and exclusive property of Kgnai & KGNCO. All present and future rights in and title to the Service (including the right to exploit the Service and any portions of the Service over any present or future technology) are reserved to Kgnai & KGNCO for its exclusive use. Except as specifically permitted by the terms, you may not copy or make any use of the Service or any portion thereof. Except as specifically permitted herein, you shall not use the trademarks, trade names, service marks, trade dress, logos or titles of Kgnai & KGNCO or the Service, or the names of any individual participant in, or contributor to, the Service, or any variations or derivatives thereof, for any purpose, without Kgnai & KGNCO prior written approval.

Disclaimer and Limitation of Liability

You agree that your use of the Service is at your sole risk and acknowledge that the Service and anything contained therein, including, but not limited to, content, services, goods or advertisements (the "Items") are provided "AS IS" and that Kgnai & KGNCO makes no warranty of any kind, express or implied, as to the Items, including, but not limited to, merchantability, noninfringement, title or fitness for a particular purpose or use. Kgnai & KGNCO does not warrant that the Service is compatible with your equipment or that the Service is free of errors or viruses and is not liable for any damage you may suffer as a result of such destructive features. You agree that Kgnai & KGNCO, its Suppliers and its third-party agents shall have no responsibility or liability for any injury or damages, whether caused by the negligence of Kgnai & KGNCO, its employees, subcontractors, agents, Suppliers or otherwise arising in connection with the Service and shall not be liable for any lost profits, losses, punitive, incidental or consequential damages or any claim against Kgnai & KGNCO by any other party or any fault, inaccuracy, omission, delay or any other failure in the Service caused by your computer equipment or arising from your use of the Service on such equipment.

The content of other websites, services, resources, goods or advertisements (including those for which Kgnai & KGNCO may receive compensation) that may be linked to the Service is not maintained or controlled by Kgnai & KGNCO. Kgnai & KGNCO is therefore not responsible for the availability, content or accuracy of other websites, services, resources or goods that may be linked to, or advertised on, the Service. Kgnai & KGNCO does not make any warranty, express or implied, with respect to the use of the links provided on the Service, guarantee the accuracy, completeness, usefulness or adequacy of any other websites, services, resources, goods or advertisements that may be linked to the Service or make any endorsement, express or implied, of any other websites, services, resources, goods or advertisements that may be linked to the Service. Kgnai & KGNCO is also not responsible for the reliability or continued availability of the telephone lines and equipment you use to access the Service. You understand that Kgnai & KGNCO and/or third-party contributors to the Service may choose at any time to inhibit or prohibit their content from being accessed under the terms. You acknowledge that the Service is provided for information purposes only and is not intended for trading purposes, Kgnai & KGNCO does not guarantee the sequence, accuracy, completeness or timeliness of the Service and the provision of certain parts of the Service is subject to the terms and conditions of other agreements to which Kgnai & KGNCO is a party. Accordingly, anything to the contrary herein set forth notwithstanding, Kgnai & KGNCO, its officers and employees, general partner, affiliates, subsidiaries, successors and assigns, Suppliers and its third-party agents shall not, directly or indirectly, be liable, in any way, to you or any other person for any inaccuracies or errors in or omissions from the Service including, but not limited to, quotes and financial data, abstracts, delays, errors or interruptions in the transmission or delivery of the Service or any loss or damage arising therefrom or occasioned thereby, or by any reason of nonperformance.

COMMERCIAL LICENSING & THIRD-PARTY USE

Use of KGNAI rankings, data, or analytics by third parties (including but not limited to fintech platforms, newsletters, or analytics dashboards) in a commercial or public context is strictly prohibited without prior written agreement from KGNCO. Requests for commercial licenses or data feeds should be sent to [email protected], and will be governed by a separate agreement.

GOVERNING LAW AND JURISDICTION

These Terms and Conditions shall be governed by and construed in accordance with the laws of India, without regard to conflict of law principles. You agree that any legal action or proceeding between you and Kgnai & KGNCO for any purpose concerning these Terms and Conditions or the parties’ obligations shall be brought exclusively in a court of competent jurisdiction in New Delhi, India.

For users accessing this website from other countries such as the United States, United Kingdom, France, Germany, and China, you agree that Indian law will still apply and that jurisdiction will remain exclusively with the courts located in New Delhi, India. By using this website, you waive any objection to such jurisdiction and venue, including any based on forum non conveniens.